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K.T.Tran wrote:
Ouch...... :beaten:
$3000.......that could get me a lot of stuff or just a laptop :hehe:

And remember, like property taxes, it is per year. :sweat:

K.T.Tran wrote:
I'm amazed at how much insurances costs. I should consider getting a job somewhere over summer to get some $$$ and help pay for something

Three things factor: the car, your age, and where you live.

Actually there's a fourth: how many at-fault accidents you have been involved in. And that's the key: at-fault.

Age is a ginormous factor.. they call people in my age bracket the "high risk" ones.. i have a car.. but it's under my mom's name, i'm just an extension.. better her than me i think..

dochira wrote:And remember, like property taxes, it is per year.

And you can't write it off. :puppydog:

Three things factor: the car, your age, and where you live.

Actually there's a fourth: how many at-fault accidents you have been involved in. And that's the key: at-fault.

Yup.

For some "at fault" makes no difference if you just happen to be in the wrong place at the wrong time... Too many times. :sweat: An accident is an accident, regardless of fault. :grumble:

Bleghhhh insurance... when I bought my car last year, the salesman told me that it'll be around 300 lv (~$150). When I went to insurance company they told me 800 lv, I was like hit with sledge-hammer :nut:

Edit: 800 lv = 1.5*(my monthly salary) :beaten:

Ouch. :dead:

I think mine is $1000 for 2 years. I don't remember exactly.

in torrentspy, there's this dragonball z torrent that has all the eps in it. from vegeta to buu.. i'm downloading it right now.. but at 29.62GB.. i wonder when this will be done?

:tired:

tabana wrote:Ouch. :dead:

I think mine is $1000 for 2 years. I don't remember exactly.

That's pretty good... I've been paying about 1K a year for nearly an eternity now. :sweat:

dochira wrote:
Three things factor: the car, your age, and where you live.

Actually there's a fourth: how many at-fault accidents you have been involved in. And that's the key: at-fault.

Yep, I have 2 of those 4 strikes against me: my age and where I live. For full (but minimum required amounts) coverage I pay $184.68 monthly :shamefulcry: When I renew I should be out of the high risk category. One more payment (for April) and I get to see if not being high risk b/c of age really pays off.

I called the insurance company and tried to see if any of my accidents counted against me and they said no. I had 2 claims b/c I was sideswiped 2 separate times and the culprits were never caught. Police reports filed, and of course nobody saw anything :grumble:

I have 2 accidents from 2005 too from driving my company car. I didn't report them to my insurance company so I don't know if they know about them. I don't know if I'm supposed to either, anyone know? :sweat: My company's insurance picked it up and was reimbursed by the other drivers' insurance because both accidents were not my fault. The first time some lady playing on her cell phone rear-ended me @ a red light. I got minor whiplash :nut: The second time, some dumbass lady made a right turn from the left lane and crunched into me. She even dragged my car for a few feet b/c she didn't stop as if she didn't even realize she hit me :beatyou: I wasn't hurt or anything....but I think that lady's car was totalled :hehe:

KouSeiya315 wrote:The second time, some dumbass lady made a right turn from the left lane and crunched into me. She even dragged my car for a few feet b/c she didn't stop as if she didn't even realize she hit me :beatyou: I wasn't hurt or anything....

but I think that lady's car was totalled :hehe:

Small victory, ne? :hehe:

KouSeiya315 wrote:
I have 2 accidents from 2005 too from driving my company car. I didn't report them to my insurance company so I don't know if they know about them. I don't know if I'm supposed to either, anyone know? :sweat:

From what I know (in California), if the other person files a claim, it immediately triggers something with your own insurance. Also damages exceeding a certain dollar amount (I think $750 here) must be reported to the DMV.

dochira wrote:From what I know (in California), if the other person files a claim, it immediately triggers something with your own insurance. Also damages exceeding a certain dollar amount (I think $750 here) must be reported to the DMV.

I thought it was $500, but maybe they upped the number... Been a while since I totaled a car. :beaten: :sweat:

dochira wrote:
From what I know (in California), if the other person files a claim, it immediately triggers something with your own insurance. Also damages exceeding a certain dollar amount (I think $750 here) must be reported to the DMV.

Well, the first accident in the company car, there was no damage to either car. I just had medical bills :beaten: But, she rear-ended me. She left the scene and there was no police report. I got her plate # and my company's insurance company traced it. She was found and admitted fault, then her insurance company contacted me to square things away.

In PA w/ rear-ender accidents, no matter the cause, the person rear-ending the other car is considered to be @ fault. Some people looking for $ will try to slam on their brakes in front of you to try to get you to hit them, knowing they'd automatically win a claim on your insurance. It's not too too common but it happens. I guess PENNDOT thinks that no matter what the circumstances, if you are following speed limits and following at a safe distance, you should be able to stop in time.

The second accident in the company car shouldn't have applied to me @ all. That lady's insurance reimbursed my company's insurance company because she was @ fault. So she shouldn't have made any claim towards my insurance. She was proven to be @ fault and also admitted fault to the police officer :hehe:

I just don't know if I have to report these accidents to my personal car's insurance company. Technically I had the accidents, but I wasn't @ fault and was using my company's car for another purpose than my personal car is insured for.....

Happy St. Patrick's Day! :dancing:

KouSeiya315 wrote:Happy St. Patrick's Day! :dancing:

Happy St. Patrick"day to you too KouSeiya :mrgreen:


Durn.......I don't got green shirt or pants, but only green boxers.....Not going to flash that to avoid getting pinch :shakehead:

Happy St Patty's.

I hope you're all drunk like I am now. :mrgreen: :dancing:

krim wrote:Happy St Patty's.

I hope you're all drunk like I am now. :mrgreen: :dancing:

Drunk???? its only like 6:50am :shocked:

You started partying a bit too early Krim san........ :sweat:

K.T.Tran wrote:Drunk???? its only like 6:50am :shocked:

You started partying a bit too early Krim san........ :sweat:

The early Krim catches the worm, er, booze. :beaten:

bmwracer wrote:
The early Krim catches the worm, er, booze. :beaten:

:rofl: :rofl: :rofl:
So thats his way of living :hehe: :mrgreen:

krim wrote:Happy St Patty's.

I hope you're all drunk like I am now. :mrgreen: :dancing:

Don't know who this St.Patrick is, but anyway Cheers!

krim wrote:Happy St Patty's.

I hope you're all drunk like I am now. :mrgreen: :dancing:

krim, you were working on Irish time right? :hehe: :drink:

Happy St. Patty's Day everyone!

or should it be:

Happy St. Patrick's Day! :mrgreen: