Cars and other kinds of motoring gibberish

Tu_triky wrote:A 6 actually starts closer to $76000.... :sweat:

That's why I said, "if not more..." :D

I was guessing, since I don't really price cars I have no intent of buying. :sweat:

bmwracer wrote:
That's why I said, "if not more..." :D

I was guessing, since I don't really price cars I have no intent of buying. :sweat:

It's expensive, enough said. :sweat:

Tu_triky wrote:It's expensive, enough said. :sweat:

Yup.

If I had that kinda scratch, I'd be looking at 911s, not 6-Series. :beaten:

bmwracer wrote:
Yup.

If I had that kinda scratch, I'd be looking at 911s, not 6-Series. :beaten:

The only scratch I got, is the one I used to relieve the itch on my a$$...

Tu_triky wrote:

It's expensive, enough said. :sweat:

Yeah.. it's a pricey car and really not worth it, IMO - for that price you can start looking at more interesting coupes :) A friend has a 650i - and while it's nice with its big burbley V-8, it doesn't feel very deft or agile. It's more a GT than anything else. I mean it's pretty and it feels expensive, but it doesn't have the road feel I enjoy in a 3 series or Z4.

phlargo wrote:

Yeah.. it's a pricey car and really not worth it, IMO - for that price you can start looking at more interesting coupes :) A friend has a 650i - and while it's nice with its big burbley V-8, it doesn't feel very deft or agile. It's more a GT than anything else. I mean it's pretty and it feels expensive, but it doesn't have the road feel I enjoy in a 3 series or Z4.

For 80 G I'd get a Kia....

:hehe:

I'd rather get an M3 and pocket the difference.

bmwracer wrote:
Yup.

If I had that kinda scratch, I'd be looking at 911s, not 6-Series. :beaten:

Exactly. The mags are eating those new 911s up. Though I'd be hard pressed to pass up my lovely Cayman S in that royal blue :mrgreen:

phlargo wrote:Exactly. The mags are eating those new 911s up. Though I'd be hard pressed to pass up my lovely Cayman S in that royal blue :mrgreen:

If you're gonna get a Porsche, it's gotta be in Guards Red. :mrgreen: :victory:

[image]

Tu_triky wrote:

For 80 G I'd get a Kia....

:hehe:

I'd rather get an M3 and pocket the difference.

for 80k, i'd get a S5 Quattro and some nice mods. The AWD would probably help Wyn since it probably snows there.

krim wrote:for 80k, i'd get a S5 Quattro and some nice mods. The AWD would probably help Wyn since it probably snows there.

Oh yeah... Maybe she should look at a WRX.

Someday, i'd love to see Wyn on the podium of the WRC. :bow:

bmwracer wrote:
If you're gonna get a Porsche, it's gotta be in Guards Red. :mrgreen: :victory:

[image]

and a turbo.

krim wrote:

for 80k, i'd get a S5 Quattro and some nice mods. The AWD would probably help Wyn since it probably snows there.

AWD? >>googles<<

bmwracer wrote:
Oh yeah... Maybe she should look at a WRX.

WRX? >>googles<<

krim wrote:Someday, i'd love to see Wyn on the podium of the WRC. :bow:

WRC? >>googles<< :tolerance:

I just want a nice, small car that looks slick. I want to be able to afford it on my own. I can prolly afford $1500 a month, but that would have to include insurance... :sweat:

Dad said he'd get me the car, which is why he's pushing me to get something high-end, but I really want to buy it on my own.

So I guess the BMW is out? >>sigh<<

Wynter wrote:I just want a nice, small car that looks slick. I want to be able to afford it on my own. I can prolly afford $1500 a month, but that would have to include insurance... :sweat:

Mini Cooper S.

It'd probably wow all the students at your school, to boot. :thumbsup:

Dad said he'd get me the car, which is why he's pushing me to get something high-end, but I really want to buy it on my own.

So I guess the BMW is out? >>sigh<<

What about the 1-Series or 3-Series coupe, if you really want a BMW?

Wynter wrote:

WRC? >>googles<< :tolerance:

I just want a nice, small car that looks slick. I want to be able to afford it on my own. I can prolly afford $1500 a month, but that would have to include insurance... :sweat:

Dad said he'd get me the car, which is why he's pushing me to get something high-end, but I really want to buy it on my own.

So I guess the BMW is out? >>sigh<<

I'm certainly not telling you what to do, but I think I should speak up. I see too many people bury themselves in debt for silly reasons.

You can get plenty of very nice cars for far less than $1500 a month. Is that something you'll wanna be paying back for 4 years?

Just to give you an idea - for a $30,000 loan to be repaid in 4 years at 6% interest (a really good rate), you're looking at $704 a month for 4 years. Add ~$150 a month for decent insurance + $200 a month for gas and already you're a long way towards your $1500 a month ($1039). And that won't buy you a new 3 series. I'd count on about $50000 after tax in Canada. ($1174/mo at the same rate)

Typically a reasonable car purchase or loan should not exceed about 1/3 of your yearly income. Now, if I were doing a budgetary analysis on that payment, I would say you would have to be making about $90,000 a year to justify that kind of car loan. Or $150,000/yr on the new 3 series.

Consider a 3 year old 3 series. For maybe about $20,000 you can get a low mileage 325xi. And on a 4 year loan, that monthly cost goes down to $469.70. It's a profound difference.. and you could probably get one that was 'like new'.

Also, they say it only really pays to buy a new car when you plan to keep it for 8+ years. If you do, I might consider a new car.. otherwise, I'd strongly consider something used - let someone else take the huge first couple of years worth of depreciation :)

krim wrote:

for 80k, i'd get a S5 Quattro and some nice mods. The AWD would probably help Wyn since it probably snows there.

Sell the house and the dog and get an Audi R8

phlargo wrote:let someone else take the huge first couple of years worth of depreciation :)

On the flip side, buy a used car it's also an invitation to buy someone else's problems... :sweat:

bmwracer wrote:
On the flip side, buy a used car it's also an invitation to buy someone else's problems... :sweat:

Yea, that's what I was gonna say. phlargo, I appreciate your advice, but I have bad experiences with used cars. My very first car was a used, and I don't have many fond memories of it.

I don't have any fears of going into debt, so that's not a problem. I just want to do it on my own, so I'm trying to be reasonable with myself.

Wynter wrote:I don't have any fears of going into debt

Living at home helps.

I just want to do it on my own, so I'm trying to be reasonable with myself.

Will you have a garage to park it in?

If you're gonna spend big bucks, you need to take care of it... At least that's what my dad taught me.... :sweat:

bmwracer wrote:Living at home helps.

How? I still pay rent (half pay check) and pay for groceries.

Will you have a garage to park it in?

If you're gonna spend big bucks, you need to take care of it... At least that's what my dad taught me.... :sweat:

Yea, I can get a garage. Right now we only park the Mercedes in the garage. The others are first come, first served.