Cars and other kinds of motoring gibberish

Mr.ChoyBoi wrote:Dont forget about JGTC!!.... :hehe:

Right. My bad. :sweat:

it's funny how some peeps don't even know what bmw stands for. anywayz i own a honda so i ain't gonna put it down for nothin. it's gotten beat up so many times but wat can i say she's still cleann. :hehe:

ilengxw wrote:it's funny how some peeps don't even know what bmw stands for. anywayz i own a honda so i ain't gonna put it down for nothin. it's gotten beat up so many times but wat can i say she's still cleann. :hehe:

Japanese cars do last forever, one of the best things bout them...but when u say your car got beaten up, do u mean u put so many miles on it or something worse???

both. she's got 98k miles as of now with the stock engine though the body and paint still look new. it's still estimated to go for another hundred if it keeps its condition i heard. and considering im all the way up in mich, the snow's been weatherin it like heck with all the snowstorms. really don't think i'm going to reach 200k, so if she gives before that i might just end up transplanting a JDM b18c1 engine right into her.

You own an integra I assume??

K.T.Tran wrote:or something worse???

Funny you should bring that up: I've totaled four cars in a 10-year period. :beaten: :sweat:

95 civic ex coupe. im not a fan of integras, just not my thing.

bmwracer wrote:
Funny you should bring that up: I've totaled four cars in a 10-year period. :beaten: :sweat:

:shocked: Um, I hope they were all not your fault :sweat: I haven't even had an accident yet, knock on wood.

K.T.Tran wrote:Japanese cars do last forever

I've heard this about Volvo although that is not a Japanese car.

KouSeiya315 wrote:Um, I hope they were all not your fault.

Truth be told, none of 'em were. Just in the wrong place at the wrong time. :sweat:

Looking back, I've jokingly called it my own personal lease program... :beaten:

WOW BMW u sure have the worse luck, being in the wrong place at the wrong time 4 times in 10 yrs...I hope the 4 cars that were totaled weren't BMWs and did your insurance sky rocketed??? if so that really really sucks :banghead: :shamefulcry:

K.T.Tran wrote:WOW BMW u sure have the worse luck, being in the wrong place at the wrong time 4 times in 10 yrs...I hope the 4 cars that were totaled weren't BMWs and did your insurance sky rocketed??? if so that really really sucks :banghead: :shamefulcry:

They were all 3-series BMWs. :puppydog:

My insurance company (Tokio Marine and Fire) didn't really raise my premiums, and they backed me up 100%, since it wasn't my fault. :applaud:

bmwracer wrote:
They were all 3-series BMWs. :puppydog:

My insurance company (Tokio Marine and Fire) didn't really raise my premiums, and they backed me up 100%, since it wasn't my fault. :applaud:

And you tell me to consider moving to California??? Insurance is high enough here :hehe:

KouSeiya315 wrote:
And you tell me to consider moving to California??? Insurance is high enough here :hehe:

Yeah, but it depends on where you live in CA and what's the minimum insurance coverage required by state. I don't know about PA, but when I moved from MD to CA (to go back to school), my insurance premium dropped by a LOT. Partly because the school is in a "safe" area (i.e. not SoCal/LA area ^_^; ) and parly because I only purchased the minimum required by CA law, which is a whole heck of a lot less than MD....

Oh, and I guess going to a shady Chinese insurance agency might have helped too.... :p

mizune wrote:
Yeah, but it depends on where you live in CA and what's the minimum insurance coverage required by state. I don't know about PA, but when I moved from MD to CA (to go back to school), my insurance premium dropped by a LOT. Partly because the school is in a "safe" area (i.e. not SoCal/LA area ^_^; ) and parly because I only purchased the minimum required by CA law, which is a whole heck of a lot less than MD....

Oh, and I guess going to a shady Chinese insurance agency might have helped too.... :p

Well, my car isn't paid off yet, so I'm required to have full coverage in PA. If it was paid off I could just have liability, but I wouldn't do that anyway :sweat: I have limited tort though, can't afford full :doh: I pretty much have the basics of full coverage, nothing fancy. But it's still high....no at-fault accidents either. I had two separate incidents where someone hit my car while it was parked and took off, each leaving over $1200 worth of body damage, so I had to make claims. It didn't affect my premium though. No moving violations. My insurance company gives me a discount for the neighborhood I live in since it's one of their "preferred areas", so I pay rates of those *not* living in the city. It saved me about $20 per month. :beaten: I'm with a fairly big insurance company though :sweat: Hahaha, not Geico, 1-800-safe-auto, or Progressive. :hehe: Progressive claims to be a little cheaper than my company but I have no idea of their service. In this tri-state area, it's rumored that Progressive is one of the last resorts for people with bad driving records to get insurance, but I have no idea if it's true... :sweat: But several companies I checked out are way higher than my premium now :shocked:

However, in the state of PA, I'm automatically considered "high risk" for being under 25 regardless of my driving record. I was told I would see a great reduction once my policy renews after I turn 25. It's not the highest state for car insurance rates, but it's still pretty high for me.....I can't imagine paying much more than this. :shamefulcry:

KouSeiya315 wrote:And you tell me to consider moving to California??? Insurance is high enough here :hehe:

It's not as bad as you think.

From what I gather the insurance company takes location, age, driving record, and type of car as the main factors in determining your rate...

bmwracer wrote:
It's not as bad as you think.

From what I gather the insurance company takes location, age, driving record, and type of car as the main factors in determining your rate...

My sister pays way less than me :puppydog: She's 32 and has had her license 2 years longer than me. But she pays a ton less than me and she has an SUV :bleh:

KouSeiya315 wrote:My sister pays way less than me :puppydog: She's 32 and has had her license 2 years longer than me. But she pays a ton less than me and she has an SUV :bleh:

Most likely 'cause you're a young pup... :)

bmwracer wrote:
Most likely 'cause you're a young pup... :)

I already know that's why :puppydog: 1 year and 11 days, we'll see if it goes down a lot then like they promise :grumble:

KouSeiya315 wrote:I already know that's why :puppydog: 1 year and 11 days, we'll see if it goes down a lot then like they promise :grumble:

I can't say that it made a difference for me at the time... Of course, I had already totaled car number one... :sweat:

KouSeiya315 wrote:
However, in the state of PA, I'm automatically considered "high risk" for being under 25 regardless of my driving record. I was told I would see a great reduction once my policy renews after I turn 25. It's not the highest state for car insurance rates, but it's still pretty high for me.....I can't imagine paying much more than this. :shamefulcry:

Meh...I didn't notice a huge difference after I turned 25 either and I don't think the discount hit until about 6 months to a year later...
Have you tried Eerie Insurance in PA? I used to live near the DE/MD/PA border and a lot of coworkers living in PA said Eerie was very good, but that they only insured squeaky clean drivers...don't know it that means squeaky clean in terms of claims or just moving violataions, but they were really happy with it...